Terms of Service
Effective date: May 18, 2026
These Terms of Service govern your use of the Grupo GAP website at gap.cr. By using this website or communicating with Grupo GAP through it, you agree to these Terms. If you do not agree, please do not use the website.
About Grupo GAP
Grupo GAP provides consulting, coordination, transaction-review support, documentation coordination, and related services connected with Costa Rica real-estate-backed lending, private-lending opportunities, borrower inquiries, lender inquiries, project-financing discussions, and related business opportunities.
Grupo GAP is not a bank, deposit-taking institution, investment fund, or public-capital pool. Grupo GAP does not accept public deposits or pool capital through this website.
Grupo GAP may help coordinate discussions among borrowers, private lenders, capital groups, project sponsors, and relevant professionals. Any transaction remains subject to independent review, legal documentation, registration requirements, and the agreed closing process.
Informational Use Only
Website content is provided for general informational purposes. It is not legal, tax, investment, financial, lending, or other professional advice. Nothing on this website guarantees financing, funding, investment performance, transaction approval, registration, or closing.
Use of this website does not create a lender, borrower, advisory, fiduciary, attorney-client, or other professional relationship with Grupo GAP.
No Offer or Commitment
Nothing on this website is an offer to sell securities, a solicitation to buy securities, a commitment to lend, a commitment to borrow, or a commitment that any transaction will be available, approved, funded, registered, or closed.
Every opportunity is subject to the specific facts, lender and borrower review, collateral review, due diligence, title and legal review, documentation, applicable requirements, and the closing process.
Responsibility of Lenders and Borrowers
Private lenders are responsible for making their own independent lending decisions. Borrowers are responsible for providing accurate and complete information about their property, ownership structure, funding request, intended use of funds, and other transaction details.
All parties should obtain independent legal, tax, financial, and other professional advice before entering into a transaction.
Funds and Transaction Flow
Grupo GAP does not take custody of lender funds, hold public deposits, or pool investor capital. If a transaction proceeds, funds are handled only through the structure agreed by the relevant parties and reflected in the applicable transaction documents.
Fees and Compensation
Grupo GAP may receive consulting, coordination, referral, structuring, success, administrative, or other fees in connection with inquiries, introductions, transaction review, documentation coordination, or completed transactions.
Any applicable fee arrangement should be discussed and agreed as part of the relevant service or transaction arrangement.
Real-Estate-Backed Lending
References to collateral, loan-to-value, first-lien position, secured lending, project financing, or private lending describe possible transaction structures only. Final terms depend on the specific opportunity, property documentation, legal structure, lender review, borrower information, and closing requirements.
User Submissions
If you submit information through this website, email, telephone, WhatsApp, or another communication channel, you represent that the information is accurate to the best of your knowledge.
Submitting information does not mean Grupo GAP has accepted an inquiry, approved a transaction, secured a lender or borrower, or agreed that an opportunity will move forward.
Website Content and Intellectual Property
Grupo GAP works to keep website content useful and current but does not guarantee that all information is complete, current, or free from error. We may modify, remove, or update website content at any time.
Website content, including text, branding, images, graphics, layout, and other materials, belongs to Grupo GAP or is used with permission. You may not copy, reproduce, distribute, modify, republish, or use website materials for commercial purposes without prior written permission.
Third-Party Links
This website may link to third-party websites. Grupo GAP is not responsible for their content, accuracy, availability, privacy practices, or policies. Use of third-party websites is at your own risk.
Disclaimer and Limitation of Liability
This website and its content are provided on an “as is” and “as available” basis. To the fullest extent permitted by applicable law, Grupo GAP disclaims warranties relating to website availability, content accuracy, or information provided through the website.
To the fullest extent permitted by law, Grupo GAP is not liable for losses or damages arising from website use, reliance on website content, inquiry submissions, or transaction discussions. This includes transaction delays, failed transactions, financing denials, borrower non-performance, collateral or title issues, registration delays, lender decisions, lost opportunities, business interruption, or data loss.
Privacy
Your use of this website is also subject to our Privacy Policy.
Changes to These Terms
Grupo GAP may update these Terms from time to time. The current version will be posted on this page with an updated effective date. Continued use of the website after changes are posted constitutes acceptance of the updated Terms.
Governing Law
These Terms are governed by the laws of Costa Rica. Any dispute related to these Terms or this website is subject to the applicable courts of Costa Rica.
Contact
Grupo GAP
Email: info@gap.cr
Website: gap.cr