Terms of Service
Effective Date: May 18, 2026
These Terms of Service govern your use of the Grupo Gap website located at
https://www.gap.cr/. This website is operated by Grupo Gap.
By using this website, you agree to these Terms of Service. If you do not agree, please do not use this website.
1. About Grupo Gap
Grupo Gap provides consulting, coordination, deal structuring support, transaction review support, documentation coordination, communication coordination, and closing coordination related to real estate-backed lending, private lending opportunities, borrower financing inquiries, lender inquiries, project financing discussions, and related Costa Rica business opportunities.
Grupo Gap is not a bank, is not a regulated deposit-taking institution, is not an investment fund, does not accept public deposits, does not pool capital, and does not directly lend its own funds through this website.
Grupo Gap helps connect and coordinate discussions between borrowers, private lenders, capital groups, project sponsors, and related professional parties. Any lending transaction is directly between the private lender and the borrower, subject to independent review, legal documentation, registration, and the closing process.
2. Informational Use Only
The information on this website is provided for general informational purposes only. Nothing on this website should be considered legal advice, tax advice, investment advice, financial advice, lending advice, or a guarantee of financing, funding, investment performance, or transaction approval.
No information on this website creates a lender relationship, borrower relationship, advisory relationship, fiduciary relationship, attorney-client relationship, or any other professional relationship with Grupo Gap.
3. No Offer or Guarantee
Nothing on this website is an offer to sell securities, a solicitation to buy securities, a commitment to lend, a commitment to borrow, or a guarantee that any transaction will be available, approved, funded, registered, or closed.
Any opportunity discussed with Grupo Gap is subject to review, due diligence, documentation, lender approval, borrower approval, collateral review, legal structure, title review, registration requirements, and the closing process.
4. Lender and Borrower Responsibility
Private lenders are responsible for making their own lending decisions. Borrowers are responsible for providing accurate and complete information regarding their property, ownership structure, loan request, use of funds, and transaction details.
All parties should obtain independent legal, tax, financial, and professional advice before entering into any transaction.
5. Funds and Transaction Flow
Grupo Gap does not take custody of lender funds, does not receive public deposits, does not hold investor capital, and does not pool lender funds.
When a lending transaction proceeds, the private lender provides funds directly to the borrower or through the legally agreed closing structure, subject to transaction documents and closing requirements.
6. Fees and Compensation
Grupo Gap may receive consulting fees, structuring fees, coordination fees, referral fees, success fees, administrative fees, or other compensation related to inquiries, introductions, transaction review, documentation coordination, or completed transactions.
Any applicable fees should be discussed and agreed as part of the relevant service or transaction arrangement.
7. Real Estate-Backed Lending
References to real estate-backed lending, collateral, loan-to-value, first-lien position, secured lending, project financing, or private lending are general descriptions of possible transaction structures.
They do not guarantee that any specific transaction will be approved, registered, funded, or closed. Final terms depend on the specific transaction, lender review, borrower information, property documentation, legal structure, and closing process.
8. User Submissions
If you submit information through this website, by email, by phone, by WhatsApp, or through any other communication channel, you agree that the information you provide is accurate to the best of your knowledge.
Submitting information does not mean Grupo Gap has accepted your inquiry, approved a transaction, secured a lender, secured a borrower, or agreed that any opportunity will move forward.
9. Website Content
Grupo Gap works to keep website information useful and accurate, but we do not guarantee that all content is complete, current, or free from errors. Information may change without notice.
We may update, remove, or modify website content at any time.
10. Intellectual Property
All website content, including text, images, layout, branding, graphics, and other materials, belongs to Grupo Gap or is used with permission. You may not copy, reproduce, distribute, modify, republish, or use website materials for commercial purposes without written permission from Grupo Gap.
11. Third-Party Links
This website may contain links to third-party websites. Grupo Gap is not responsible for the content, accuracy, privacy practices, or policies of third-party websites. Visiting third-party websites is at your own risk.
12. Limitation of Liability
To the fullest extent permitted by law, Grupo Gap is not liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from your use of this website, reliance on website information, or participation in any inquiry or transaction discussion.
This includes, but is not limited to, loss of profit, loss of opportunity, business interruption, data loss, transaction delays, failed transactions, denial of financing, borrower non-performance, collateral issues, title issues, legal registration delays, or lender decisions.
13. No Warranty
This website and its content are provided on an “as is” and “as available” basis. Grupo Gap makes no warranties, express or implied, regarding the website, its availability, its content, or any information provided through it.
14. Privacy
Your use of this website is also subject to our Privacy Policy. The Privacy Policy explains how Grupo Gap may collect, use, share, and protect information submitted through this website or other communication channels.
15. Changes to These Terms
Grupo Gap may update these Terms of Service at any time. Updated terms will be posted on this page with a revised effective date. Continued use of this website after changes are posted means you accept the updated terms.
16. Governing Law
These Terms of Service are governed by the laws of Costa Rica. Any dispute related to this website, these terms, or the use of this website shall be subject to the applicable courts of Costa Rica.
17. Contact
If you have questions about these Terms of Service, you may contact Grupo Gap at:
Email: info@gap.cr
Website: https://www.gap.cr/
Important: This Terms of Service page is provided for general website use and business clarity. It should be reviewed by qualified legal counsel to confirm it meets the specific legal requirements of Grupo Gap and any applicable regulations.