Privacy Policy

Effective Date: May 18, 2026

This Privacy Policy explains how Grupo Gap collects, uses, shares, and protects information when you use the Grupo Gap website located at
https://www.gap.cr/, submit an inquiry, contact us, or otherwise communicate with us.

By using this website or communicating with Grupo Gap, you agree to the practices described in this Privacy Policy.

1. Who We Are

Grupo Gap provides consulting, coordination, deal structuring support, transaction review support, documentation coordination, communication coordination, and closing coordination related to real estate-backed lending, borrower financing discussions, lender inquiries, private lending opportunities, project financing discussions, and related Costa Rica business activities.

For privacy-related questions, you may contact:

Email: info@gap.cr

2. Information We May Collect

Depending on how you interact with us, we may collect information including:

Full name
Email address
Phone number
WhatsApp contact information
Country of residence
Company or business information
Property details
Property location
Estimated property values
Loan request details
Use of funds information
Repayment or exit strategy information
Borrower inquiry information
Lender inquiry information
Capital allocation discussions
Project financing discussions
Corporate ownership documents where applicable
Maps, GPS locations, photos, title-related information, plans, and supporting materials
Communication history with Grupo Gap
Browser information, device information, IP address, and website usage data

3. How Information Is Collected

We may collect information when you:

Submit a contact form
Submit a financing inquiry
Submit a lender inquiry
Submit a project financing inquiry
Email us
Call us
Contact us through WhatsApp
Send documents or supporting information
Participate in transaction discussions
Interact with our website
Use analytics or tracking-enabled pages

4. How We Use Your Information

Grupo Gap may use collected information to:

Respond to inquiries
Review possible financing opportunities
Review possible lending opportunities
Coordinate discussions between relevant parties
Assist with transaction structuring discussions
Coordinate due diligence review
Coordinate legal and documentation review
Coordinate the closing process
Communicate regarding possible transactions
Improve website performance and user experience
Protect against fraud, abuse, or misuse
Meet legal or regulatory obligations where applicable

5. Information Sharing

Grupo Gap may share information where reasonably necessary for inquiry handling, transaction review, due diligence, coordination, lender review, borrower review, legal review, or the closing process.

This may include sharing information with:

Internal Grupo Gap team members
Private lenders reviewing possible transactions
Borrowers involved in transaction review
Legal counsel
Appraisers or valuation professionals
Due diligence professionals
Title or registration professionals
Closing coordinators
Technology providers
Website hosting providers
Email service providers
Analytics providers
Other relevant counterparties where reasonably necessary

We do not sell your personal information to unrelated third parties for marketing purposes.

6. Website Analytics and Tracking

Our website may use cookies, analytics tools, and similar technologies to understand website usage and improve performance.

This may include services such as:

Google Analytics
Google reCAPTCHA
Website performance or security tools

7. Cookies

Cookies are small data files stored on your device that help websites function, improve user experience, and provide analytics information.

You may disable cookies in your browser settings, although some website features may not function properly.

8. Confidential Information

Transaction discussions may involve sensitive personal, business, financial, corporate, or property information.

Grupo Gap takes reasonable steps to handle submitted information professionally and securely, but no website transmission, email communication, messaging platform, or internet communication method can be guaranteed completely secure.

9. No Transaction Approval

Submitting information does not mean:

A transaction has been approved
A lender has agreed to participate
A borrower has been approved
Financing will be provided
A closing will occur

10. Data Retention

Grupo Gap may retain submitted information for as long as reasonably necessary for inquiry handling, relationship management, business records, dispute resolution, legal compliance, or legitimate business purposes.

11. Data Security

We take reasonable administrative, operational, and technical measures to protect information, but no method of storage or communication is completely secure.

12. International Users

If you are outside Costa Rica and choose to communicate with Grupo Gap, you understand that your information may be transferred to and processed in Costa Rica or other jurisdictions where service providers operate.

13. Third-Party Websites

Our website may contain links to third-party websites. Grupo Gap is not responsible for their privacy practices, content, or policies.

14. Children

This website and Grupo Gap services are not intended for individuals under eighteen years of age. We do not knowingly collect personal information from minors.

15. Your Rights

Depending on applicable law, you may request access to, correction of, or deletion of certain personal information held by Grupo Gap, subject to legal and operational limitations.

Requests may be sent to:
info@gap.cr

16. Changes to This Privacy Policy

Grupo Gap may update this Privacy Policy from time to time. Updated versions will be posted on this page with a revised effective date.

17. Contact

If you have questions about this Privacy Policy, please contact:

Grupo Gap
Email: info@gap.cr
Website: https://www.gap.cr/

Important: This Privacy Policy should be reviewed by qualified legal counsel to confirm compliance with applicable legal requirements.