Paying Off a Private Loan Early
Many borrowers repay a private loan before its maturity date: the property sells sooner than expected, a refinance comes through,…
Relación préstamo-valor: cuánto se puede pedir
Cuando pide un préstamo con garantía de propiedad, la primera pregunta es cuánto puede recibir. La respuesta depende de la…
Plan Your Exit Before You Borrow
Every private loan has two dates that matter: the day it closes and the day the principal is due. GAP…
Borrowing to Renovate Before You Sell
A house that needs work can sit on the market for a long time, or sell for less than it…
Loan-to-Value in Costa Rica, With Simple Examples
Loan-to-value is the number that shapes almost every property-backed loan. It decides how much a borrower can receive and how…
Borrowing Against a Property You Rent Out
A property that earns rent can still be a source of capital. If you own a house, condo or vacation…
Préstamo sin historial crediticio en Costa Rica
Muchas personas que llegan a Costa Rica no tienen historial crediticio local, y eso suele cerrar la puerta del banco…
Who Can Borrow Against Property in Costa Rica?
Private loans in Costa Rica are built around the property, not a credit file. That changes who qualifies. If you…
Private Loan Process in Costa Rica: From Request to Closing
Banks can take many months, if not longer, to close a loan, so borrowers often ask how a private loan…